Funding and financing

Let us take care of your financing

We’ll arrange a favorable installment or business lease, all while you wait. We take care of this quickly and smoothly, usually cheaper than the bank. To see a financing proposal for a car in our stock, click on the car (click on Cars in stock in the left-hand menu, then click on the relevant item). On the right, you will see a box where you can adjust the financing arrangements yourself.

We solve all forms of financing

We have solutions for most car financing needs, if you can’t find what you’re looking for here, contact us and we’ll tailor a solution to your situation and requirements.

Below you will find some different options and a brief description of how they work.

Private hire purchase

A car is often a big investment. If you want help with financing, our installment loan is a very good option.
– Your car is enough collateral for the loan, it does not limit your ability to borrow for other purposes.
– You do not have to spend money yourself.
– You do not have to pay high interest rates for unsecured loans to the bank and limit your ability to borrow for other purposes.
– You avoid letting the credit space in your home disappear for consumption, by taking out new mortgages with high costs for mortgage deeds, valuation, etc.
– You receive a credit decision from us directly while you wait.

Terms and conditions

– We are flexible both in terms of the loan period, from one to seven years or eight years for enthusiast cars.
– You can repay the loan whenever you want.
– 30% of the interest is tax deductible.
– A minimum of 20% of the price of the car is paid in cash. (Under Swedish law).
– We can help you arrange the down payment if you wish.

Leasing Company

There are several reasons why leasing a car is a good deal, both for you as a driver and for your company.

Economic benefits – Drivers

The simplified tax rules mean that you know in advance what your car will cost each month.

Personal mileage, travel to and from work, fuel costs and depreciation are all included in the benefit value.

But most importantly, you’ll always have a new and fresh car, free from problems and costly workshop visits. In addition, the benefit value is pensionable.

Economic benefits – Company

For the company, the economic benefits are the most important. If a car is bought by a business, VAT is not deductible. However, in the case of leasing, half of the VAT is deductible. This means that the leasing option is often cheaper for the company than buying the car in cash.

– Above all, it allows the company to maintain its liquidity and invest money in its actual business activities.
– If the car is well looked after, the company gets to keep the entire surplus over and above the residual value when the car is sold.
– We offer tailor-made solutions for all needs.
– If the company wants to change cars during the leasing period, this is also possible.

Contact us for more information on affordable car loans.